If you’ve ever had an air conditioning unit blown out in the middle of summer or the refrigerator dies before a big holiday gathering, you’re aware of some of the appliance failures that can meet a home warranty. Instead of maintaining multiple warranties on individual devices and systems, a home warranty covers the service, repair, or replacement of major systems and appliances in your home under one contract.
When an unforeseen breakdown occurs, it can be difficult to quickly manage budgets for repair services and out-of-pocket replacement expenses. However, for a monthly or annual fee, a home warranty plan can provide peace of mind by helping to reduce those costs when home systems or appliances fail.
Before you buy, read our Home Warranty reviews to find the right company for you. Our guides provide information on what a home warranty covers, how to choose a home warranty, and which top rated home warranty companies are available in your state.
- 2. About the Liberty Home Guard.
Liberty Home Guard is a home warranty company that offers coverage in 45 states and the District of Columbia. With only three years to work under its belt, the New York company is relatively new to the home warranty space. The company offers plans for homeowners, realtors and technicians, and says its plans are available regardless of home inspection and home age.
Liberty Home Guard Review
No. 1 among the best Home Warranty Companies florida
Offers multiple plans and additional coverage options.
Easy to use website.
New company with a short track record.
Coverage is not available in all states.
Liberty Home Guard is the No. 1 company in the ranking of the Best Home Warranty Company florida of 2021, with a score of 4.2 out of 5.2. The company offers three home warranty plans: Appliance Guard, as its name suggests, covers only home appliances and systems. The guard covers your home systems such as plumbing and electrical systems, and the Total Home Guard plan includes both appliances and systems. You can also add a variety of optional coverage for items such as freestanding ice makers, sump pumps and pools. Our ratings also include a number of options for companies that are exceptional, such as swamp coolers, carpet cleaning, gutter cleaning, and pest control. The last three are generally considered routine maintenance and homeowner’s responsibility and are not covered by most home warranties.
The cost of Liberty’s Total Home Guard Plan is about companies 70 per month for companies in our ranking for our sample project. We were unable to confirm the fee for Liberty’s services.
Liberty Home Guard Home Warranty Plan
Liberty Home Guard plans are divided into three main categories: Total Home Guard, Systems Guard and Appliance Guard. Total Home Guard covers both devices and systems.
Device Guard covers most large devices. The Appliance Guard Plan also provides coverage of features such as garage door openers.
- Kitchen fridge
- Clothes dryer
- Built-in microwave oven.
- Garbage disposal.
- Range / oven / kick tops.
- Roof and exhaust fans.
No optional roof coverage.
Offers only two plans.
The first US Home Warranty 2021 ranks second in our ranking of the best home warranty companies, just below the Liberty Home Guard. Our study found that First American has the lowest monthly rates for full coverage compared to the other 10 home warranty providers in our rankings. To compare data from our ranking companies, we used an archipelago of 2,345 square feet in Austin, TX.
One advantage of First American is that every time you need to call a trade technician, there is a fixed service fee of $ 85. Some competitors’ service fees can vary from -1 60-150.
However, First American is not available to homeowners in Alaska, Connecticut, Delaware, Hawaii, Illinois, Louisiana, Maine, Minnesota, New Hampshire, New York, North Dakota, Rhode Island, Vermont, or Wisconsin.
Although First American has several additional coverage available to customers, it does not offer roof coverage. Many competitors in our ratings offer roof coverage as part of a project or as an available add-on.
The first offers two plans for US home warranty coverage, the Basic Plan and the Premier Plan. Many home warranty providers have at least three plans in our rankings.
First American Home Warranty Plan
Before you decide which one to use.