All of us have items on our wishlist that we aspire to buy. Some of them may be necessities that we require to make our lives easier. Others may be luxuries that we desire to make ourselves feel happy and make our homes as comfortable as we like them to be. Some people wait and save up for the items on their wishlist. In the process, they miss out on great discount offers and lower prices. It is a fact that the costs of most things are going up rather than down.
There is no benefit to saving for months and spending more than you have to on purchases in this scenario. An EMI card is an easy way to make purchases when you do not have the entire amount in hand. When you apply for Bajaj EMI card you get a pre-approved loan of up to 4 lakhs. You can use the card to pay for purchases. The loan can be repaid in equal monthly instalments over a period of time. The advantages that you benefit from when you apply for EMI card services from Bajaj Finserv are:
Freedom to buy
Even when you do not have the money to buy expensive items, an EMI card gives you the freedom to buy what you need. The Bajaj Finserv EMI card has partner stores both online and offline. The card is so widely accepted that you can easily buy from your favourite store with the card. If you need a new air conditioner this summer, why wait till the season is past? Buy the air conditioner when you need it and pay for it easily over the next few months. It is so much easier to buy items at their most favourable prices and then pay for them in smaller amounts. When you do not have to pay in a lump sum, large purchases become easily affordable.
With your current income, buying expensive items with a single payment may seem impossible. But when you break up the amount into smaller instalments over a period of time, it becomes effortless to pay. The Bajaj Finserv EMI card makes large purchases affordable. With a generous card limit, you can buy multiple products and pay for them effortlessly. When you apply for Bajaj EMI card you bring a world of purchases well within your affordability and reach.
The Bajaj Finserv card has a card limit of up to 4 lakhs. This brings numerous purchases well within your reach. So, when you go shopping, you can relax and use your EMI card instead of doing the mental mathematics about how much you can spend. You do not have to force yourself to shop only at limited outlets. Thanks to the widespread network of Bajaj Finserv card partners, you can find a variety of outlets that allow you to pay through the card. The most popular online shopping stores accept the Bajaj Finserv EMI card. You can enjoy the next discount day and shop till you drop without making a dent in your wallet. When you have the flexibility of paying in instalments, you have more liquidity. You can use this money to fund the other essential parts of your life.
Financial responsibility and planning
Being in control of your finances is a vital part of being a responsible adult. To monitor your spending and maintain a reasonable repayment schedule, you need access to information. The Bajaj Finserv card wallet and Bajaj EMI Card login give you complete transparency in sharing information. You can access your card statement and analyse your spending. You can also use the app to modify personal details and make payments towards your EMI. The card also gives you the flexibility to choose the repayment schedule that you require. You can opt for a loan repayment with a long tenure or a short tenure. When you apply for EMI card, you learn to use your card securely and maintain your repayment with attention to tenure and repayment amounts.
No middle man
Some people unwisely resort to loans to cover their big-ticket purchases. Whether you borrow from friends or a private financier, there are many consequences that you may have to face. Borrowing money is one of the surest ways to lose a friend. And private financiers charge exorbitant interest rates. When you apply for Bajaj EMI card, you get a preapproved loan of up to 4 lakhs. This amount has no strings or emotions attached. You plan the repayment tenure to your convenience. And you are free from any middle man or unethical financier who may charge you too much for the loan.
The many advantages of the Bajaj Finserv EMI card make it one of the best ways to fund your purchases wisely. It makes buying a pleasure and keeps you safe and secure in the process. Read Also – Things to Know Before Buying a Health Card For the Family